#Word vs word insurance fax laws driver#

When a policyholder is being sued, then a car insurance company has a legal obligation to represent their insured in court under the requirements of liability insurance. A policyholder should notify their insurance company immediately in the event of receiving a summons. When a claim is denied, the party making the claim against the policyholder's car insurance policy has the option of suing and taking the insured to civil court.

#Word vs word insurance fax laws driver#

When it is the word of one driver against another, then the insurance company must support their policyholder, which may result in a claim denial. A claim against a car insurance policy may be denied if the investigation were incomplete or inaccurate, or often in the instance of a 'word-versus-word' scenario. An individual who caused an accident due to negligence is considered legally liable for the property damage and injures which resulted.Ĭar insurance companies conduct investigations into how accidents happen. Negligence occurs when a party does not take reasonable care with regard to protecting others from harm. It is not a matter of having broken a law, although a traffic law may have been violated.

To understand how one might wind up in civil court, it is essential to comprehend that car insurance and civil court resolve similar issues with regard to negligence and liability. If a policyholder's auto insurance company fails to pay a claim being made against the car insurance policy, then the matter may be resolved via a lawsuit. Of course, causing an auto accident is not a criminal act, but an individual is financially responsible for the property damage and injuries that they cause. In the aftermath of an auto accident, there are times when civil court plays a deciding role. Home » Articles The Role Of Civil Court In Accident Insurance Claims